We understand collateral.
And how to make it work for you.

At Utica Equipment Finance, we have a passion for helping smart business owners make the right financing choices so they can grow and take their businesses to the next level. We founded Utica Equipment Finance to fill a gap in the market for equipment financing products resulting from tightened credit standards at banks, along with independent equipment lenders exiting the space or focusing exclusively on large deals.

No other lender brings as much asset management expertise as we do. That means we can help you tap into more value in your collateral. Not only do you benefit from our extensive knowledge of equipment, but also from the deep financial structuring experience that enables us to engineer a transaction to bring you affordable payments, flexibility, and liquidity. We’re a direct lender, not a bank. By delivering out-of-the-box financing when others can’t, we help you through complex deals that require an expert level of attention.

We help companies in a wide array of industries with collateral- and credit-based equipment loan and lease products ranging from $1 million to $50 million.

Working throughout North America, our headquarters are in Norwalk, Connecticut with sales representation throughout the United States and Canada. We are committed to providing a seamless end-to-end customer experience and to solving your financing challenges, whether you need to acquire or refinance equipment.

Our reward is nurturing companies through the process and on to success.

Get to know our management team.

When you need to finance with collateral, not credit, turn to our affiliate company, Utica Leaseco. It offers customized equipment lease and loan solutions from $300,000 to $25 Million. Together, we provide financing solutions to companies throughout the credit spectrum.

Industry affiliations