Capital Lease / Finance Lease

Select the capital structure that works best for you.

A capital lease is not a true lease or a sale of equipment by the lessor to the lessee. A capital lease entitles a lessee the exclusive right to use and possess its property or equipment for a specified period. Capital leases typically have a $1 purchase option at the end of the lease. In a Capital lease the customer owns the equipment.

The choice of lease-type/classification can have important accounting and tax consequences. But you don’t have to be an expert, rely on Utica Equipment Finance to explain all the options and the advantages of each. Then we’ll structure a tailored financing transaction that makes the most sense for your business.